Monday, September 23, 2013

What Is the Value of Paying for Financial Advice?

The value of paying for financial advice?


 One issue that seems extremely popular in the financial media is whether or not investors should 
pay a financial professional to help them manage/plan their retirements. It seems to me that many folks respond very well to the viewpoint that you would be smart to pay nothing or almost nothing to hire a financial advisor. The underlying belief appears to be that all the information you need to do it yourself is readily available – so why pay anyone to tell you what you can get, free of charge, from “experts” in the financial press.

From your perspective as a retirement investor, this may sound like a good idea – even a great plan. But here are a couple of questions to ponder:
  1. How many retired folks have you met who did it on their own (i.e., with the help of the financial media via radio/TV/print/Internet money gurus) and are actually leading the kind of retirement lifestyle you envision, financially speaking?
  2. On the other hand, do you know any financially successful retirees who did not work with a team of experienced financial professionals?
Most of us would not expect to receive top-notch service from a dentist, a lawyer, or a professional in almost any other field free of charge, yet for some strange reason, we allow ourselves to be convinced that it's unnecessary to pay for good financial advice. How much sense does that make? The reality is, if you want top-notch financial advice, you will need to come to the realization that those professionals do not work for free. Every day, I meet with folks from all across America whose financial situations could have been much, much better if they’d applied the same mindset to their financial affairs that they apply to other areas of their lives.

Of course, I’m not advocating for paying an arm and a leg for financial advice; nor am I saying that you always get substandard service if you don’t pay anything. In fact, I offer many complimentary sessions in my own practice. But isn’t it time we did some straight talking? 
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Would you like to talk with an experienced professional with a proven-track record about how you can have the peace of mind of knowing you have a retirement plan that will actually work for you? Call 877.656.9111 or visit www.LaserFG.com to schedule a no-obligation consultation RIGHT NOW!

3 comments:

  1. carol popowskyOctober 3, 2013 at 1:14 PM

    My friend, who is a financial planner and does not charge a fee, gets a 10% commission when he sells a product. When the economy suffers and fewer sales are made, it is understandable that a financial planner would want to charge a fee to maintain his income. You are in business to make money for yourself and your clients. In order to do that, you may have to start charging a fee to any new clients. You may lose current clients if you charge them a fee since there are still financial planners that do not charge fees. Carol Popowsky

    ReplyDelete
  2. gemeenteOctober 27, 2013 at 12:44 PM

    I am truly delighted to read this post which contains plenty of helpful facts, thanks for providing these data. Great article, exactly what I needed.

    ReplyDelete

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