Tuesday, September 17, 2013

Are You Really Serious About Your Retirement?

Are You Really Serious About Your Retirement?

It’s no secret that one of the greatest problems facing America is the fact that an increasing percentage of our nation’s retirees are not financially ready to retire – a number that is getting worse with time. In my opinion, though, that is not the real crux of the matter. The most maddening thing is that most of these folks are not becoming aware of their dire situation until they have either already retired or are pretty close to it.

Of course, various reasons may account for this, but my first-hand observation from working with retirees on a daily basis is that an overwhelming number of people, for one reason or the other, do not give any serious thought – at least not to the degree that they should – to their retirement income until they are about to walk out the door.

Understand, I am not placing the entire blame on these hard-working folks. We live in an environment where the financial press and so-called money gurus lead us to believe that all it will take to succeed in retirement is making sure that you are consistently saving money in a 401(k), an IRA, or some other plan.

To state the obvious, this type of messaging is not working – or we wouldn’t have such a vast number of seniors facing enormous financial challenges after all those years of hard work and saving. Could it be that many are saving, but in the wrong places? Is it a good idea to assume that the general, one-size-fits-all financial instruction we are receiving is indeed what will work for us? How many Americans have a real retirement plan specifically crafted for them by an experienced financial professional? How often do you review/assess the progress of your retirement investments?

The thing is, most of the challenges that are destroying the retirement dreams of many are problems that could have been corrected years ago, had these individuals sought the right help. Maybe you need to get a real plan today? Food for thought!
Would you like to talk with an experienced professional with a proven-track record about how you can have the peace of mind of knowing you have a retirement plan that will actually work for you? Call 877.656.9111 or visit www.LaserFG.com to schedule a no-obligation consultation RIGHT NOW!

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