Monday, October 21, 2013

Want to Learn More about How to Build Long-Lasting Retirement Wealth?

You’re in luck! I will be one of 13 experts for the awesome Your VibrantBusiness Virtual Summit. Coming up October 22, 23, and 24, the seminars in this virtual event will cover topics ranging from Building Long-Lasting Retirement Wealth  to health to relationships to finance to feng shui and more. 

Each of the presenters will help you change your life by giving you tips, tools, and techniques that can truly help you achieve work/life balance. My presentation will be Tuesday, October 22, 9:00 a.m Pacific Daylight time. This is an online presentation, so all you need is a phone and/or computer to participate. 

This is your chance to learn how to maximize your time, reduce your stress, rekindle your passion for your work, and live more authentically. Register HERE!

Monday, October 14, 2013

Overwhelmed?

Now that I have your attention, I want to ask you a favor. Take a big, deep, relaxing breath. Seriously, right now. Take a breath. Then another. Then one more.

How do you feel now? And – be honest – when was the last time you slowed down long enough to take real time for yourself? Come to think of it, when did you last stop to take just a few deep breaths?


If you’re like most people, you’re juggling a LOT in your life. From kids to parents to spouses to work, home, chores, church, volunteering, and community involvements, we are BUSY people. So much so, that we sometimes forget to breathe. So much so that the very idea of work/life balance may often seem an impossibility.

I invite you to set aside a few hours to get some perspective, recharge your batteries, and learn tools you can apply so that work/life balance can be a meaningful, realistic , and achievable goal for your life.

I am privileged to be part of an exciting new virtual summit, coming up October 22, 23, and 24 and would love you to be a part of it, too. Your Vibrant Business is a 3-day webinar event that features 13 experts on topics from health to relationships to finance to feng shui and more.

My presentation, How to Build Long-Lasting Retirement Wealth, will be Tuesday, October 22 at 9 a.m. Pacific Daylight time. This is an online presentation, so all you need is a phone and/or computer to participate.

Join me and 12 other fantastic experts to learn tips, tools, and techniques that will help you maximize your time, reduce your stress, rekindle your passion for your work, and live more authentically. There are three opportunities for you to get on board - all of which are detailed out on the website:

Visit the Your Vibrant Business website to reserve your seat for the virtual summit TODAY! While you’re there, sign up to receive a complimentary copy of our immensely useful Life Balance Assessment. This short assessment will help you determine how well 10 primary aspects of your life are working.

I really hope you will take this opportunity to potentially change your life – FOREVER! 

Monday, October 7, 2013

Are You Falling for the BIG Lie about Your Retirement Tax Situation?

Are You Falling for the BIG Lie about Your Retirement Tax Situation?

Perhaps you haven’t noticed this, but the group in our society that, for lack of a better word, complains most vocally about paying too much in taxes is retirees. How can that be, when it doesn’t match one bit with what conventional financial planners teach us? Aren’t we supposed to magically fall into a much lower tax bracket during retirement because we would be bringing in less income, compared to when we were working? In fact, isn’t this the number one principle at 401(k)/IRA seminars?


 In my practice, hardly a day goes by without my meeting with an already retired person who is experiencing what I call “retirement shock” in my books, Is Your 401(k) a Trap? and 5 Mistakes Your Financial Advisor is MakingThe interesting thing in all of this is that these are folks who have indeed experienced significant drops in their incomes but are actually being clobbered with taxes because their effective tax rates have increased – yes, gone up – after retirement!

So the question remains: How is this possible? You see, what many of these so-called financial advisors are ignoring, or may be unaware of, is that under our tax laws, your income tax bracket is based on your “taxable” income – notice the keyword here is taxable, not gross income. Far too often, what happens is that although your gross income might be lower when you retire, your taxable income will not automatically follow if you also experience a significant drop in certain deductions, like the pre-tax contributions you used to put into your retirement account and your home mortgage interest.

Here’s the bottom line. In reality, at least from what I hear and see on a daily basis, nine out of 10 retirees in this country find themselves in an undesirable, unexpected tax hell, simply because of short-sighted financial advice that, quite frankly, does them more harm than good. You might find this surprising, but the fact is that there are retirees whose income in retirement is much higher compared to when they were working but who pay much less in taxes. The key is whether your income is taxable or not – and fortunately, are there simple things you can do to inoculate your income from the tax man.

Are you following the right financial advice? 
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Would you like to talk with an experienced professional with a proven-track record to learn how to preserve more money in retirement  whether you're about to retire or have already stopped working? Call 877.656.9111 or visit www.LaserFG.com to schedule a no-obligation consultation RIGHT NOW!