A recent post by the Center for Retirement Research at Boston College regarding the findings of an HSBC retirement survey points to the troubling trend of folks coming up short, in terms of their retirement readiness i.e., not having enough money to maintain their lifestyles throughout retirement.
Let me remind you that we are talking
about real people with real lives – and not a single one of them intended
to spend their retirement this way.
But why is this happening?
Maybe they had the wrong investment
portfolios. Or perhaps they didn’t save nearly enough.
Personally, I don't believe that any
sane person will intentionally drop the ball when it comes to their retirement
nest egg. Obviously, there may be several legitimate as well as illegitimate
reasons we often find ourselves on the wrong side of our retirement financial
dreams. However, in my humble opinion, most investors never take the time to
answer some very simple but crucial questions that will ensure
they won’t end up in an unintended predicament:
Will your retirement portfolio be able
to provide the needed resources to support your lifestyle? How, exactly,
do you know whether your investments are headed in the right direction or not?
Keep in mind that the folks referenced
in the HSBC study had substandard portfolios all along but didn’t realize it until it was far
too late. Maybe they were too busy? Maybe they had unskilled financial
advisors. Are you really paying attention and getting the best results you
possibly could for your hard-earned money?
Want real, fact-based information that will give you better results than relying on your intuition? Contact us so that we can help you to objectively evaluate your current situation and make a plan that will yield the results you want. Visit LaserFG.com or call 877.656.9111 right now to book your complimentary session.