I
believe I can safely say that, at the end of the day, the number one reason we
save money for retirement is so we can enjoy decent lifestyles, each of course
depending on how we may define decent. Somewhere within that definition of “decent”
is the expectation that by following a particular investment strategy, the seed
money we are socking away will grow or multiply.
That
seems to be what all the folks I have spoken with expect – and that’s a totally
reasonable expectation. I mean why would I go with a retirement savings plan that’s
not going to help me grow my assets? You wouldn’t put money in a plan I
recommended if you didn’t strongly believe and expect that it would increase
your assets, would you? So here’s the thing. I submit that after all the bells
and whistles, ins and outs, explanations and reasons you might receive about a
particular plan, the most important review question must be this: Is your plan making money for you - or the
other way around?
While
some financial experts may make it seem like we all lose money (and make money)
together, that’s totally bogus. There are investors just like you who don’t
lose any money when the stock market dips. In fact, there are those whose
assets grow every year, regardless of what happens on Wall Street. I guess what
I’m saying is that there are alternatives, so don’t hold back from asking the
right tough questions.
At
some point, we have to put aside all the charts and projections and get down to
the basics, don’t we?
_________________Contact a professional at Laser Financial Group who has the real-world experience to help you answer the most important question you can ask about your retirement plan. Set up your complimentary, no-obligation consultation and learn about your options for creating a
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